Published: December 2017In 2017, new bank account regulation was introduced limiting each individual to 3 different types of debit accounts. The purpose of these new regulations is to put a restraint on Money Laundering and prevent telecommunication fraud. While this new regulation will affect people’s lives, it also puts the banks in a position of opportunity where they are able to adapt to the change and use it to their advantage.
Published: December 2017Cybercrime is now one of the most serious threats faced by capital markets. However, Asian capital markets have traditionally lagged their Western counterparts. In this report by Kapronasia, we analyse the current state of cybersecurity in the Asian capital markets, before discussing the potential cybersecurity strategies these markets could deploy.
Published: December 2017Asian exchanges have come a long way in the past decade and are now highly competitive, both technologically and through their product offerings. In this report by Kapronasia, we analyse the overall Asian exchange landscape through several key factors, before taking a more detailed look into each of the region's leading markets.
Published: November 2017Being the first country to fully integrate digital and mobile payments, the Chinese payment market is unlike any other in the world. However, what does this unique situation mean for the traditional payment card industry in China? In this report by Kapronasia, we take a look at the key challenges and opportunities faced by the industry.
Published: September 2017With record fines and increased scrutiny, trade surveillance in China has become critical for regulators, exchanges and market participants. In the Trade Surveillance in China Report from Kapronasia sponsored by Nasdaq, we look at the key challenges and opportunities.
Published: August 2017The 2017 P2P Lending in China report follows up on the P2P lending in China report released by Kapronasia in November 2014, highlighting on the high demand for regulation and analysing changes in the industry, including an overview of the borrowers, a look at the way platforms manage to control the loans’ risk and to what extent, and the ways in which some of these platforms “turned rogue” and tried to find ways to scam their customers.
Published: August 2017This 2017 Consumer Finance in China report provides a comprehensive overview of the development of consumer finance and how financial solutions and institutions that facilitate consumer finance has been happening in China. The report describes the characteristics and trends that have been observed in recent years and its historical context, an analysis of the different channels for consumption loan products in China, the future consumer loans market trends, with a focus on end-customers and players in the market, and the future of regulation and risk in the market.
Published: July 2017The 2017 Asia Pacific Vendor Landscape: AML Solutions report is the latest and most comprehensive report profiling anti-money laundering (AML) solutions in Asia as well as the trends that are driving their adoption. To analyse the capabilities of the AML solutions in the marketplace, Kapronasia studied 10 firms that offer anti-money laundering services in the region. This report looks at the AML industry in Asia in a holistic sense, including new technologies, regulation, and trends and takes an in-depth look into the leading providers of AML services in Asia.
Published: June 2017Chinese tourists are an increasingly important force in many international retail markets. The habits and preferences of Chinese tourists are in rapid transition, and the success and failure of countless international retailers depends on their ability to react and adapt to this market segment. For Chinese consumers, mobile payments are becoming more and more important domestically, and they are increasingly using mobile payments while traveling abroad. This report delves into the habits of Chinese consumers and international merchants, giving valuable insight into a crucial demographic.
Published: June 2017Robo-Advisors are a relatively new technology that are starting to be a disruptive force in marketplaces world-wide. They are gaining trust among consumers internationally and every year are increasing their share of the highly competitive wealth-management industry. Chinese market conditions make it highly intriguing for Robo-Advisory firms to make an entrance as multiple factors indicate a high potential for growth in the country. This report discusses the opportunities and challenges facing firms in the Chinese Robo-Advisory market.
Published: April 2017The digital payments space in India had been evolving steadily in the last couple of years. However, the economy had a big bang moment when Prime Minister Modi announced the Demonetization drive on November 8, 2016. The stated intention was to reduce the level of money laundering and counterfeit currency in the economy, and to raise the level of transparency to ensure that the number of people paying income tax increased in line with rising incomes. It was indeed a commendable move for the Indian economy which exhibits high levels of corruption, money laundering and tax evasion. However, the implementation was found to be lacking and there have been questions over the level of preparation of the central bank, the Reserve Bank of India (RBI).
Published: April 2017The rapid growth of social networks and e-commerce platforms has transformed the way people communicate and transact around the world. Integrating digital payments into these growing networks and platforms has presented vast opportunities to drive economic opportunity, financial inclusion, transparency, security, and growth. In practically all countries individuals, businesses, and policymakers are recognizing these opportunities and acting on them, but perhaps nowhere more so than in China.
Published: March 2017As the second largest economy in the world, China has come a long way in a very short period of time and many of its first tier cities, such as Beijing and Shanghai, feel like any other large international cities in Europe or America. But China is still a developing country, and this is readily apparent in its more rural areas. There, one can see the effects of polluted air, food, and rivers. Empty villages bear witness to water loss, soil erosion, and land desolation. While China has experienced an unprecedented period of modernization, the benefits have not been evenly enjoyed across the country.
Published: February 2017With pressure domestically on both economic growth and structural reform, and international pressure through President Trump, China has its work cut out for it in 2017. In our latest trends report, learn about the key challenges going forward and how China's financial industry will change in 2017.
Published: January 20172016 was a difficult year for the world in general and poses some unique challenges for India in 2017. In our 6th annual Top-10 trends report series, we look at India and the opportunities ahead.
Published: January 2017As the world moves online, the financial industry is entering a new era where, for a significant swathe of the Indian population, the smartphone is their new banking channel, which brings in a host of security challenges.
Published: January 2017Big data in India has the potential of redefining banking, but the real question is if traditional banks are ready from a technology and strategic approach perspective.
Published: December 2016P2P lending is Asia is larger than any other region in the world with China leading the way. The new form of financing is catching on in India too as the world's second most populous nation starts lending online.
Published: November 2016China's digital players are redefining the customer communications expectations of China's 1.4 billion retail banking customers. In this report from Kapronasia, sponsored by GMC, we look at some of the key changes and challenges for China's traditional finance players today.
Published: November 2016Online To Offline e-commerce has redefined products and services in China as both existing providers and new tech leverage a growing trend in China as they sell to billions of Chinese customers.
Published: September 2016Although China's insurance industry is hundreds of years old, it has only been during the last decade that we have seen significant growth. With the advent of digital, now the industry is moving in an entirely new direction.
Published: September 2016Investors and multinationals are increasingly looking towards Southeast Asia for the next trailblazers in e-commerce in the Asia-Pacific as growth in China and India slows. With this in mind, we present a report that provides an overview of the landscape, opportunities, and challenges that are prevalent in Southeast Asia and its e-commerce industry.
Published: September 2016High minimum investment thresholds, the expense of professional advice, and the general lack of access to wealth management tools have all served as challenges for small retail investors in China. However, financial technology is now empowering them by lowering the costs and expanding access, thereby making it easier to manage one’s wealth.