China's Credit Card Industry - What's Next

Cultural, geographical and political challenges have for many years kept China a very cash-based society. When credit cards first started to appear on the market, uptake was slow and banks struggled to find a business model that worked. Several years later, the market has changed dramatically. Now as an increasingly popular payment tool, the credit card has played a pivotal role in the stimulation of domestic consumption, with card circulation exceeding 280 million and total transaction value accounting for 42% of China’s total retail spending value.

Published: Dec 2011

Report Description

However, the industry is not without challenges and the current global financial malaise has many industry observers predicting slower growth for China, which will affect domestic consumption. In addition, issues like insufficient risk management, while being addressed, still pose challenges for industry growth.

Kapronasia’s China's Credit Card Industry - What's next report is an invaluable guide to one of the most important and dynamic card markets in the world: China. The report provides statistics and key insight into the current Chinese credit card market, challenges and opportunities, and future credit cards trends in China. The report is one of the most comprehensive reports on China’s credit card market available today.

Pages: 30 (excluding cover/back pages)
Charts and Diagrams: 20

Table of Contents:

  • Foreword
  • Methodology
  • Key Findings
  • China’s Payment Environment
  • Overview of China Credit Card Market
  • Credit card acceptance in China
  • Credit Card Transactions in China
  • Cardholder Behavior
  • Market Share and Competitive Analysis
  • Credit Card Risk Control
  • Card Systems Development
  • Issuer banks
  • Future Trends and Looking Ahead

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China's Credit Card Industry - What's Next Report Details

  • Number of Pages:
  • Number of Tables & Charts:

Table of Contents