2017 China Financial Industry Trends and Outlook

With pressure domestically on both economic growth and structural reform, and international pressure through President Trump, China has its work cut out for it in 2017. In our latest trends report, learn about the key challenges going forward and how China's financial industry will change in 2017.

Published: Feb 2017

Report Description

China’s financial industry faces a challenging year ahead. Economic growth is slowing, money outflows are testing the resolve of regulators and reform remains a challenge. Yet China remains at the center of the fintech universe as tech giants Lufax, PingAn, and Ant Financial continue to re-define banking in the world’s biggest country. 

In 2016, private banks were in the news as many of China's top enterprises jumped into the industry to start their own private banks. However, due to a number of reasons, there is no significant business success to talk about at the moment: user uptake is low, especially if you consider how popular some of these companies' other products are. Still more licenses have been given out and more firms are still applying. What's going on? 

On traditional banking, changing and liberalizing interest rates means that the fight for individual and corporate deposits has become even more fierce. With this in mind, and the pressure on profitability from the P2P lenders, banks are looking at higher margin and less capital-intensive products to stay ahead of the competition. 

And despite the opening of the Hong Kong Shenzhen connect, the real story may be with robo-advisors which are set to shake up the market. Many of the existing financial players are getting into business, but the question remains - will 2017 be the year when the services really take off? 

To help clients and industry participants better understand what lies ahead for China’s financial industry, we are excited to tackle the topics above as well as many more in our 7th annual China Financial Trends and Outlook report. 

Clients of Kapronasia's Asia Financial Advisory Service can download this report. For more information on this report or any other of our reports, please email us This email address is being protected from spambots. You need JavaScript enabled to view it..

2017 China Financial Industry Trends and Outlook Report Details

  • Number of Pages: 14 (excluding cover/back pages)
  • Number of Tables & Charts: 4

Table of Contents

  • Foreword
  • Global Political & Economic Uncertainty
  • Challenges for Economic and Financial Growth in China
  • Industry Trends including Product shifts, Robo Advisors, Fintech
  • Conclusions