Research Reports

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Building A Customer-centric Digital Bank in Singapore - A paper from Kapronasia and Equinix

Published: October 2020
Published in: Research Reports

Singapore will become one of the focal points of Asia’s digital banking evolution when the city-state awards digital banking licenses later this year. As a key fintech hub in Southeast Asia, Singapore is a natural starting point for digital banks in the region and was an early adopter of digital financial technology, which laid the groundwork for a dynamic fintech startup scene.

Next-generation Compliance: Ensuring the Integrity of Digital Banking in Asia

Published: September 2020
Published in: Research Reports

In recent years, the financial services industry has digitized rapidly, with transactions becoming speedier and more efficient. This transformation has mostly been a positive development for financial services providers and their customers. However, as the industry landscape has changed, illicit activity has moved in tandem. Put simply, just as it is much easier to complete certain legitimate financial transactions online than at the retail outlet of a bank, financial crime now happens just as quickly.

The Asia Pacific Gig Economy 2020

Published: September 2020
Published in: Research Reports

The gig economy is roughly defined as a prevalence of short-term contracts or freelance work as opposed to permanent jobs. As the global economy changes, the gig economy has been growing rapidly. According to a recent Mastercard report, the digital gig-economy generated ~USD 204 billion in revenue in 2018, or, for comparison, just over half (56%) of Malaysia’s economy in 2019. The size of gig-economy transactions is projected to grow by a 17 percent compound annual growth rate with a Gross Volume of ~USD 455 billion by 2023, or just over four-fifths (86%) of Thailand’s GDP in 2019.

Envisioning a Pan-Regional Real-Time Payment Ecosystem in Southeast Asia from ACI & Kapronasia

Published: June 2020
Published in: Research Reports

Asia Pacific (APAC) is the fastest-growing region in the world, but also one of the most challenging. A melange of countries with different languages, cultures, economies, and political priorities has made regional, cross-border cooperation, financial or otherwise, difficult.

New Frontiers for China's Policy Banks - A report from Finastra and Kapronasia

Published: May 2020
Published in: Research Reports

One of the paramount challenges for banks in the 21st century is ensuring that their technology infrastructure is optimized to support their core business. For Chinese policy banks, which are venturing into different kinds of sovereign lending, and syndicated loans in particular, certain bottlenecks exist that can be more effectively surmounted by adopting distributed ledger technology (DLT) and artificial intelligence (AI).

Leveraging Real-Time Cross-Border Payments: A report from Finastra, Accenture, and Kapronasia

Published: May 2020
Published in: Research Reports

The global economy is growing more interconnected and digitized. As such, there is an industry-wide consensus that revenues from cross-border payments will rise from US$144 billion in 2014 to roughly US$280 billion in 2024, driven by a surge in payment volumes.

The Future of Fintech Cooperation - A Report from Kapronasia & Ant Financial

Published: January 2020
Published in: Research Reports

Today’s financial industry is going through rapid change. Fintech companies are combining finance and technology in new and innovative ways to completely redefine existing value chains. These fintechs are launching innovative products and services that promise to disrupt one of the oldest industries in the world, shake up norms that have been in place for decades, and change the business models of everything from payments to lending.

Asia's Open Banking Opportunity, Presented by Finastra and Kapronasia

Published: January 2020
Published in: Research Reports

The Asia-Pacific region is set to be the primary engine of global economic growth in the 21st century. It is home to two of the world’s three largest economies, the two largest countries by population and more fast-growing emerging markets than any other region globally.

The State of Fintech in Asia Pacific 2019

Published: May 2019
Published in: Research Reports

Interviews with 10 industry insiders about the 10 trends that will reshape Asia Pacific's Financial Services Industry.

A Report from FIS & Kapronasia - ISO 20022: Unlocking Business Value in Payments

Published: April 2019
Published in: Research Reports

As the financial industry has developed, it has increasingly relied on technology to facilitate the flow of capital. Although technology increases efficiency and lowers transaction time and cost, a critical underlying need is an ability for systems to communicate effectively with each other both internally within an organization and externally with other organizations. With vast amounts of data flowing throughout the financial system every second, even the smallest miscommunication can be costly.

Navigating Regulatory Change in Asia Pacific - a whitepaper from Kapronasia and Broadridge

Published: January 2019
Published in: Research Reports

Regulation has always been the bugbear of the financial sector. On the one hand, it is a necessary part of stable industry growth. On the other, regulatory requirements are one of the biggest challenges for banks today; the global banking industry spends an estimated US$270 billion a year on compliance-related costs. Nowhere is the regulatory challenge more acute than in Asia Pacific, where a confluence of cultures, political systems, languages, and financial systems come together daily across the region. 

The Future of Financial Markets in Asia Pacific - a paper from Kapronasia and Broadridge

Published: August 2018
Published in: Research Reports

Challenges for the financial industry are growing. Third party non-bank financials threaten the core businesses of traditional banks and institutions. Trade tensions are escalating between the US and China, and even the US and Canada, and threaten to take the global economy on a different path, which may ultimately have a dramatic effect on the business of banks. Further, as interest rates rise, the stark realities of a worsening economic environment may threaten existing loans and products. Finally, the biggest challenge for financial institutions over the next five years: regulations.

The Platform for Innovation - a whitepaper from Kapronasia and FIS

Published: August 2018
Published in: Research Reports

Since the launch of real-time payments in Japan in 1973, the financial industry has been on a path of rapid modernization as governments and financial sectors around the world move to instant payment systems. In many ways, real-time payments are a natural evolution of the industry, providing better, faster and cheaper payments domestically, and increasingly, cross-border.

2018 Asia Pacific Vendor Landscape: Payment Hubs

Published: August 2018
Published in: Research Reports

As the financial industry continues to grow and innovative, banks are facing increasing challenges to keep up with the rapid pace of change, especially in the payments segment. Payment hubs could be the answer.

Cross Border Payments in Asia

Published: May 2018
Published in: Research Reports

Asia is one of the most significant trading regions in the world including the factory of the world, China. Payment systems, cultures, and regulatory systems are all diverse which makes having a European style SEPA challenging in Asia. What is the future of cross-border payments in Asia?

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