Episode Notes:
00’18’’ Introduction
00’52’’ About UnionDigital Bank
02’26’’ Key Success Factors for Growth and Profitability as a Digital Bank
03’42’’ UnionDigital Bank’s Typical Clients and Strengths
07’19’’ Considerations Behind Setting Up a Digital Bank as an Incumbent
11’29’’ APIs and Open Finance Services
13’03’’ Lessons from a Digital Bank for Traditional Banks
17’28’’ Alternative Data Points and Their Usage in Lending
20’13’’ Exciting Technologies Used in Digital Banking
23’05’’ Chat GPT and How It Changes the Nature of Banking Services
26’45’’ One Thing That Will Surprise People About Digital Banking in the Future
30’15’’ Advice for Digital Banks in Other Markets Outside the Philippines