Latest Reports

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As the financial industry continues to grow and innovative, banks are facing increasing challenges to keep up with the rapid pace of change, especially in the payments segment. Payment hubs could be the answer.
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Since the launch of real-time payments in Japan in 1973, the financial industry has been on a path of rapid modernization as governments and financial sectors around the world move to instant payment systems. In many ways, real-time payments are a natural evolution of the industry, providing better, faster and cheaper payments domestically, and increasingly, cross-border.
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Challenges for the financial industry are growing. Third party non-bank financials threaten the core businesses of traditional banks and institutions. Trade tensions are escalating between the US and China, and even the US and Canada, and threaten to take the global economy on a different path, which may ultimately have a dramatic effect on the business of banks. Further, as interest rates rise, the stark realities of a worsening economic environment may threaten existing loans and products. Finally, the biggest challenge for financial institutions over the next five years: regulations.

Events

November 27, 2018 - Dec 01, 2018
Blockshow Asia
November 30, 2018
India FinTech Awards Mumbai
March 19, 2019 - Mar 21, 2019
Money 20/20 Asia Singapore
April 02, 2019 - Apr 03, 2019
ASIFMA - New Technologies & Operational Challenges - HK
April 24, 2019 - Apr 25, 2019
APIdays.io Singapore
September 23, 2019 - Sep 26, 2019
Sibos 2019 - London
November 11, 2019 - Nov 15, 2019
Singapore Fintech Festival
December 04, 2019 - Dec 06, 2019
Money 20/20 China Hangzhou
Latest Insight

Alipay, the most popular mobile payment app in China, has launched a brand new feature at the end of September called “Everywhere”. This new function can help Alipay users to find people nearby who may provide certain services you want. So if you need a plumber, you can use "Everywhere" to find one near you. 

Sibos Geneva 2016 Wrap-up

Written by Zennon Kapron || October 06 2016

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Although it was only a week ago, Sibos 2016 already seems like a distant memory with most of the world (with the exception of the Chinese who are still in the midst of the October holiday) back to work. Hosted in Geneva, the conference didn't disappoint. The week was packed with meetings, panels, discussions, and presentations.

Meituan-Dianping, the result of the merger of the group buying titans Meituan and Dianping, completed the acquisition of payment company QiandaiPay on the September 27th. The deal is significant in a few ways and demonstrates the current state of affairs in China’s payments industry.

On September 28th, the Postal Savings Bank of China (PSBC) (1658.HK) finally made its IPO debut in Hong Kong after a lot of speculation.

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Sibos is in full-swing here in Geneva with a record number of delegates and exhibitors on Day One already. Kapronasia is delighted to be part of Sibos 2016 and will be participating in three sessions of the next couple of days. Please join us at one of our sessions to hear our insights on the latest Asia Financial Industry trends and how we can help your business succeed in Asia. 

Here are the highlights:

On Tuesday September 27th at 11am Zennon Kapron will be moderating the Payments Market Infrastructure Roundtable. The session is a closed door event with regulators and central banks across the region to discuss the latest trends and challenges in payment infrastructure in Asia. 

On Thursday the 29th of September from 12:45-13:45 in the Innotribe space, Zennon Kapron will be guest speaking on Fintech Hubs and more specifically the developments around China Fintech. 

Later that same afternoon on Thursday the 29th from 14:00-15:00 in Conference Room 3 (CR3), Zennon will join an expert panel to speak on the topic of Emerging Markets: Mobile money and financial inclusion.

We have already met many of you at the event, but there are three days left, and we have a few open time slots if you are interested in learning more about how Kapronasia's products and services may help you, please reach out: This email address is being protected from spambots. You need JavaScript enabled to view it.

The Bank of Harbin was granted a license to set up its consumer finance company, Hayin, on September 19th. The bank owns 59% shares of Hayin’s equity with paid-in capital RMB295 million ($44 million). It is another consumer finance license which is issued by the China Banking Regulatory Commission (CBRC) to a company that has a banking background. 

China's internet finance, or fintech, sector has had a busy couple of years as the industry has developed to be a critical part of the financial industry as a whole. Yet, the developments have been somewhat imbalanced. While areas like digital payments and asset management grew and matured, others like credit scoring fell behind. On September 9th, China's National Internet Finance Association (NIFA) finally launched their digital Credit Information Sharing platform, which really brings credit scoring into the fintech fold in China. 

What are the implications of China's new card acquiring fees?

Written by Denis Suslov || September 11 2016

Over the past year, China's National Development and Reform Commission had been defining and refining the new payment card merchant fees. These came into effect on September 6th. The requirements have a range of implications, and are impacting the industry already.

Xiao Mi's MI pay joins China's mobile payment battle

Written by Felix Yang || August 30 2016

Xiaomi, the well-known Chinese technology focused electronics company, has announced the launch of its payment services “MI Pay”, which is in cooperation with China Union Pay, the biggest Bankcard Association in China. The official launch date is September 1st. After Apply pay, Samsung Pay, Xiaomi is yet another mobile company joining the competition with Alipay in the third-party payment industry in China.

Alipay and UnionPay's expansion into Western markets

Written by James Parker || August 22 2016

The recent announcement that Canadian merchants will now accept UnionPay’s mobile QuickPass payment, along with Ingenico partnering with Alipay to provide mobile payments in Europe, highlight that huge strides are being made by both UnionPay and Alipay to infiltrate Western markets and that these efforts are being supported by the Western payments industry.

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