India Banking Research

NPAs (non-performing assets) as a percentage of total banking credit in the Indian banking industry has increased to nearly 5% in 2015. This has essentially come from the public sector (state owned) banks (PSBs). 90% of the NPAs in the Indian banking industry are attributable to these banks.

Finance Minister Arun Jaitley presented the Union Budget for 2016-17 and while India’s high economic growth rate of 7.6% was a bright spot, banking related allocations grabbed the most attention.

Page 3 of 3