• The Case for a Central Bank Digital Currency

    The Case for a Central Bank Digital Currency

    The concept of a Central Bank Digital Currency (CBDC) may seem far fetched, but not as far off as you might think.
  • Cross Border Payments in Asia

    Cross Border Payments in Asia

    Asia's cross border payments market is starting to heat up as countries overcome geographic, political, and cultural differences to develop sub-regional payment networks.
  • Financial Inclusion Accelerated

    Financial Inclusion Accelerated

    A new report from Kapronasia and Vocalink looks at how real-time payments are impacting financial inclusion around the world and what lies ahead.
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Latest Reports

201803_BlockchainInChina_Cover
2017 was a year of significant interest into blockchain, the technology behind Bitcoin, and its application in China’s financial industry. Has the reality finally matched the hype or is the adoption of blockchain still lagging? What are the key user cases that are emerging and is it necessary for users to replace traditional technology with the new blockchain technology?
201805_CBDC_Cover
Despite all of the hype around blockchain and cryptocurrency, the most impact will come from whether or not national governments will shift to a Central Bank Digital Currency (CBDC). A new report looks at the opportunities and challenges as well as the stark implications for citizens.
201803_KapronasiaVocalink_RealTimePaymentsForFinancialInclusion-Cover
Most of the research into real-time payments has focused on potential new revenue streams and business models for banks to serve traditional retail and commercial customers. Although this research is valuable, it overlooks an essential segment of the population: the underbanked and financially excluded. Until now.

Events

March 21, 2018 - Mar 22, 2018
Payments Summit 2018 - Helsinki
March 27, 2018 - Mar 28, 2018
MoneyLive: Digital Banking APAC 2018
May 03, 2018 - May 04, 2018
Seamless Asia Singapore
June 04, 2018 - Jun 06, 2018
Money 20/20 Europe - Amsterdam
June 08, 2018
Nanjing NEXT - Amcham
September 19, 2018 - Sep 20, 2018
Global Payments Summit KL
October 22, 2018 - Oct 23, 2018
Sibos Sydney
November 14, 2018 - Nov 16, 2018
Money 2020 China

Kapronasia is a leading provider of financial industry market research and consulting covering fintech, payments, banking, capital markets and blockchain.

Research

Research From our offices across the region, we provide clients with the key insight and research they need to understand the market trends and challenges. Our research reports are used by numerous clients across the globe to make better business decisions about their Asia strategy.

Consulting

Consulting We work closely with clients to better understand their business challenges and find lasting and value creating solutions. We have worked with some of the financial industry's largest players to help them re-define their business and drive growth.

We have talked about the trend before, but starting to see more and more cooperation between fintech companies and banks. China Construction Bank Wenzhou Branch is now in cooperation with Alipay for a hospital payment service channel, ICBC is supporting WeChat’s QR code payment and JD finance and Citic Bank have issued over 2 million co-branded credit cards called the ‘White Card’. We're also starting to better understand the potential business models for both sides.

China's tech giants are increasingly focused on positioning themselves as technology providers rather than financial services providers. A recent 3-second blockchain remittance from Hong Kong to the Philippines, was supported by Alipay HK and Philippine's GCash, cleared by Standard Chartered. Caifu Hao, a wealth management platform launched by Ant Financial, opened their AI-functioned investment tools to fund companies. Tencent recently signed contracts with a few banks to provide a financial cloud structure for acquiring and managing growing clients.

June 25th 2018, Ant Financial launched its E-wallet cross-border remittance service based on blockchain technology. Customers using Alipay HK can transfer money in real time to another E-wallet Gcash based in the Philippines.

The HK Virtual Bank License

Written by || 20 Jun 2018

The Hong Kong Monetary Authority (HKMA) published revised ‘Guideline on Authorization of Virtual Banks’ on May 30th, 2018, opening the gateway of a new banking type – virtual bank.

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