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  • China Rural Finance

    China Rural Finance

    Rural finance has been a challenge for the Chinese government, but with a concentrated focus on fintech, this is changing. A new report from Kapronasia, looks at how the segment is changing. Read More
  • 2017 Research Calendar Available

    2017 Research Calendar Available

    Blockchain, stock-connects, digital payments and the future of fintech - our research agenda for 2017 is set. For more details, email us: This email address is being protected from spambots. You need JavaScript enabled to view it.
  • The Future of Fintech in Asia: A new whitepaper from Intel and Kapronasia

    The Future of Fintech in Asia: A new whitepaper from Intel and Kapronasia

    Blockchain, AI, and machine learning: A new whitepaper from Intel and Kapronasia looks at the key challenges and opportunities for the industry going forward. Read More
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Latest Reports

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As the second largest economy in the world, China has come a long way in a very short period of time and many of its first tier cities, such as Beijing and Shanghai, feel like any other large international cities in Europe or America. But China is still a developing country, and this is readily apparent in its more rural areas. There, one can see the effects of polluted air, food, and rivers. Empty villages bear witness to water loss, soil erosion, and land desolation. While China has experienced an unprecedented period of modernization, the benefits have not been evenly enjoyed across the country.
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With pressure domestically on both economic growth and structural reform, and international pressure through President Trump, China has its work cut out for it in 2017. In our latest trends report, learn about the key challenges going forward and how China's financial industry will change in 2017.
201701_IndiaTop10Trends2017_Cover
2016 was a difficult year for the world in general and poses some unique challenges for India in 2017. In our 6th annual Top-10 trends report series, we look at India and the opportunities ahead.

Events

March 21, 2017 - Mar 22, 2017
Asia Pacific Financial Inclusion Summit 2017
March 29, 2017
Toronto AI Conference
June 01, 2017
Luxembourg RMB Forum
June 26, 2017 - Jun 28, 2017
Money 20/20 Europe
July 17, 2017 - Jul 18, 2017
LangDi Fintech Shanghai
August 28, 2017 - Aug 29, 2017
Global Payments Summit
October 16, 2017 - Oct 19, 2017
Sibos Toronto
March 13, 2018 - Mar 15, 2018
Money 20/20 Asia Singapore

Kapronasia is a leading provider of financial industry market research and consulting covering fintech, payments, banking, capital markets and blockchain.

Research

Research From our offices across the region, we provide clients with the key insight and research they need to understand the market trends and challenges. Our research reports are used by numerous clients across the globe to make better business decisions about their Asia strategy.

Consulting

Consulting We work closely with clients to better understand their business challenges and find lasting and value creating solutions. We have worked with some of the financial industry's largest players to help them re-define their business and drive growth.

There is a big blank space on individual credit scoring in China. The national individual credit reporting system was founded in 2005 by the Credit Reference Center, a part of the People's Bank of China (PBOC). But at the end of 2015, only 870 million individuals were included in the database, and only 370 million people’ credit history was in the system, covering just 26% of the whole population. On Jan 5th 2015, the Chinese government authorized 8 companies to prepare their own personal credit scoring platforms. One of them, Sesame Credit, is owned by Ant Finance and is the largest platform, but remains unlicensed.

Yu’E Bao, the world’s largest money-market fund, may have to limit its individual investment amount at RMB500,000 (USD$72464), which is half of the amount the limit is now. The implications aren't for certain at this point, but it could mean the end of the platform's growth in the future. 

On the last day of March 2017, Wang’lian (Internet Payment Union) started its trial operation after one year of preparation. The first group of companies that have joined the platform include: Wechat Pay, China Merchants Bank, Bank of China, and Chinabank Payment. The platform will effectively cut the 3rd party payment networks of Ant Financial and Tencent, and is likely the most important payment industry development this year, and it may not bode well for China's dominant digital payment companies. 

As the Indian economy grows rapidly, there is an opportunity to bring ever larger number of Indians into the banking mainstream through both public and private banks.

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